Compliance Startups funded by Y Combinator (YC) 2026

Checkr builds people infrastructure for the future of work. And we believe everyone should have a fair chance to work. That's why we've designed a faster—and fairer—way to screen job seekers. For more information on our mission and products, visit https://checkr.com.

TovenAI builds a platform of AI agents that handle manual, data-intensive work for compliance teams at institutional trading firms, with six agents currently live. Our customers range from specialist firms to large global institutions, with our agents supporting multiple compliance workflows at a top-10 institutional brokerage. With prebuilt connectors to more than 30 systems—including Bloomberg, Cloud9, and NICE Actimize—firms can onboard to our platform and evaluate results using their own data in less than a week.

Inth monitors your pull requests, codebase and website to catch privacy issues and turns them into fixes and evidence. Every product change you make exposes you to privacy risk. Customers lose trust. Fines and lawsuits are given. Fundraising and customer deals are broken. New market launches halt. The growth you thought you would have slows because privacy compliance is overwhelming and changes with every product update. Inth is fixing this to help you automate privacy compliance to ship and grow faster. Inth scans your PRs, website and codebase to catch any privacy risk. It then fixes and evidences them against your product, policies and global privacy laws to automate privacy compliance in every region your customers are in. Start a free privacy scan at: inth.com

MouseCat enables companies to detect suspicious activity, automate investigations, and act before the money leaves. We work with Fortune 500 companies and startups to deploy real-time models and AI agents that reduce fraud, compliance incidents, and friction for good customers.

Ritivel is an AI-native workspace for regulatory and medical writing teams at life sciences companies. Our AI agents draft CTDs, CSRs, INDs, and BLAs in minutes instead of weeks, helping drugs reach patients faster. Every month a drug is delayed from reaching the market costs pharma companies ~$45M in lost revenue and more importantly, delays treatment for thousands of patients who need it. Yet regulatory teams are stuck in a painful, months-long process: synthesizing thousands of pages of clinical data, hunting through SharePoint folders for the right documents, chasing colleagues for missing inputs, and manually drafting submissions. Ritivel deploys AI agents that transform how regulatory teams work. Our agents generate comprehensive first drafts directly in Microsoft Word, following FDA formatting requirements and pulling from your existing clinical data and prior submissions. Every data point includes citations linked back to the original source, so reviewers can verify with one click. Connected to SharePoint and Veeva, our agents automatically source the right documents. Integrated with Outlook, they handle reminder emails and follow-ups automatically. We're engineers who previously built AI copilots at Microsoft Research. After 50+ conversations with pharma professionals, we discovered the critical bottleneck in regulatory submissions and built Ritivel to solve it.

Use AI tools like ChatGPT, Claude, and Gemini safely without leaking sensitive data. LogosGuard redacts your private information before the prompt ever leaves your device.

We’re building AI agents that speed up drug trials by automating the manual consolidation and document prep required for every IND submission. Today, biotechs spend months stitching together reports from contractors and internal teams just to file and get to their first-in-human trial.

Automate internal auditing (planning, testing, documenting) to comply better with financial regulations. Denki performs audit work with 99% software, 1% services: ✔️ Works on existing systems (e.g. Auditboard, Workiva, ERPs) ✔️ Automates Control processes (e.g. collects evidence, runs walkthrough interviews, tests) ✔️ Records every step for traceability (workpapers w/ full audit trace) Focused on SOX programs and financial regulations (SEC Rules etc.)

The most flexible enterprise compliance engine that makes GRC teams 10x more efficient. Already trusted by global leaders and the largest EU enterprises. What it does: - Extracts requirements from any file - Maps them to controls and policies - Shows gaps and monitors changes - Advises on maturity and next steps

MarkIt is an AI-powered regulatory compliance platform that helps consumer brands launch products in new markets. We review formulations, packaging, and supporting documents against local regulations, identify compliance gaps, and provide the exact changes, regulatory references, and market-ready labels needed before launch. We are initially focused on cosmetics and food products entering the U.S., replacing weeks of manual work across regulatory consultants, spreadsheets, and disconnected vendors with one actionable compliance workflow.

AI is making biology easy to engineer. Life-saving drugs and therapies are accelerating, but so is the ability for bad actors to create a pandemic. TwentyTwo is working on the defensive stack to prevent the next pandemic.

Probo acts like your compliance team. You tell us how you work, and Probo does the rest: 1. Set the right requirements - not overkill 2. Handle docs, risks, controls, evidence 3. Run the audit 4. Keep everything up to date afterward Founders shouldn’t lose weeks to this stuff. Even one day is too much.

Cotool is an agentic security platform that eliminates manual and repetitive work for security teams. Today’s cybersecurity teams remain bogged down by alert fatigue, context switching, and documentation overhead. Security teams don't need more dashboards with "AI-powered insights" — they need their time back. Cotool empowers teams to build security their way. Our platform provides an AI co-pilot that automatically assembles context across tools, a no-code agent builder that transforms successful investigations into reusable automations, and automated report generation, providing comprehensive documentation in seconds. Unlike solutions that force teams to adapt to vendor workflows, Cotool puts the power of AI directly in practitioners' hands, letting them shape tools around their unique processes. Early users have already cut time spent on investigation and detection engineering by 70%.

US healthcare providers lose billions every year to denied claims, most of them traced back to documentation and coding gaps no one catches until the payer says no. Adentris is an AI revenue integrity platform that catches them first. Our AI agents read EHR and payer interfaces directly, no API integration required, across five modules: documentation, coding QA, prior authorization, appeals and denials, and discharge summaries. And for providers that don't have their own CDI or billing teams, we run billing as a service on top of the platform.

Tire Swing uses AI to power resident and applicant eligibility evaluations for affordable housing. Our software manages the resident certification and recertification process end-to-end for public and private properties supported by Project Based Rental Assistance, Low Income Housing Tax Credit, and Housing Vouchers. It serves as a drop-in replacement for third-party consultants and auditors, and helps compliance staff complete their work faster and more accurately.

Cardamon is an AI powered platform that ingests relevant regulation, understands what applies to each regulated financial firm, and gets compliance officers from regulation, to obligations, to product requirements in minutes - not weeks. Financial firms face a host of complex regulations that make it incredibly painful to launch and maintain products in a compliant way. As a Product team at Revolut, we felt this pain deeply ourselves - we had products ready to launch but stuck in compliance limbo, often for weeks. Turns out, getting compliant took as long as building the product itself. Frustrated, we dug in and were shocked by how manual and inefficient the processes were. That’s when it clicked: there’s a huge opportunity to automate the boring stuff (and solve our own problem!). Compliance teams win because they ditch the tedious tasks. Product teams win because they ship faster. Everyone’s happy.

Infinite is a stablecoin payment processor. We offer businesses turnkey APIs and SDKs to instantly move money anywhere in the world at a fraction of the cost of traditional solutions.

Trava is building AI agents for global trade compliance. Importers lose billions each year to duty overpayments and filing errors. Trava audits customs entries and automates classification to help importers protect margins and stay compliant at scale.

Archon helps software companies sell to the government by cutting the required federal compliance timeline (called FedRAMP) down from 16 to 6 months and cuts costs by $1M per company. Email us at inquiries@archon.inc

Galini guardrails-as-a-service filter harmful inputs and outputs based on company policies and industry regulations. We make it easy for enterprises to create, test, deploy and refine guardrails. With Galini, product and engineering leaders enjoy peace of mind knowing their AI apps are compliant at run-time, and save $1-10M in costs from avoiding in-house build

Luthor replaces fragmented compliance workflows with a single system that reviews, enforces, and logs every piece of marketing content the moment it’s created. Generative AI has made content production effortless. Manual compliance review has not kept up. This gap is now the largest and fastest-growing source of risk in the enterprise. Luthor closes that gap completely. Every claim is checked against your policies, your regulations, and your approved sources before it goes live. Marketing teams move faster. Compliance teams gain complete confidence, with every message verified and fully auditable. Trusted by asset managers, RIAs, lenders, banks, and credit unions to operate at AI-era volume while meeting SEC, FINRA, FTC, UDAAP, and more. Luthor eliminates the gap between what companies say and what they can stand behind.

We build AI compliance for external marketing. For example, we work with major creators to ensure that their content meets credit card marketing guidelines.

Firstwork is a next-generation HR platform designed specifically for companies with dynamic workforce needs. Our mission is to streamline and automate key HR processes to help businesses operate more efficiently and effectively. What We Do (for now): (1) Smart Onboarding 📋: Our platform simplifies the onboarding process by automating the collection and verification of credentials, such as right-to-work documents, insurance forms and driver’s licenses. This reduces administrative burden and accelerates the time-to-productivity for new hires. (2) AI-Assisted Activation 🤖: Leveraging AI, we enhance communication and messaging for new hires, ensuring they receive timely and relevant information. This helps in better engagement and faster integration into their roles. (3) Perpetual Compliance ✅: Our system uses AI and OCR technology to continuously monitor and ensure compliance with various regulatory requirements. This includes tracking expirations of critical documents, updating records, and generating compliance reports, thus reducing the risk of penalties and legal issues.

Arva AI is a Google backed research company deploying AI Agents for critical banking operations with industry-leading accuracy, from financial crime compliance to lending. Combining proprietary models with adaptive decisioning infrastructure, Arva enables large banks and financial institutions to automate high-risk decisions with greater consistency, effectiveness and control. Always hiring.

Saphira is the easiest way for hardware products to get safety certified and reach market faster, such as industrial robots and heavy machinery.

Want to apply AI to your IT Helpdesk queue? Risotto helps you grant software access, limit access/permission grants by time, serve knowledge, and get approvals from people like managers. All using natural language directly in chat (AKA "ChatOps") IT teams spend too much time manually provisioning software and answering the same question repeatedly. We help them improve resolution times, reduce SaaS spend, and enhance security with 24/7 automated software access and IT support. Check us out at: https://www.tryrisotto.com

We help fintech risk and AML compliance teams automate and strengthen routine customer due diligence tasks with LLMs. Our AI assistants slash cost-to-comply, improve risk detection and free up capacity for investigations that require human expertise and decision making. Fintechs and banks use us to automate workflows like running thorough due diligence on a legal entity, reviewing customer documents like registry extracts, proofs of address etc and remediating false positive alerts from their AML systems.

At Reform, we’re building a platform for building and managing AI agents that perform high-stakes operational work. Some of the most critical industries today run on outdated systems, spreadsheets, and manual processes - creating friction across every handoff, contract, and invoice. We’re rebuilding this infrastructure from the ground up.

ROE AI solve risks and compliance problems for financial industry.

Every time workers in a warehouse box an order, they reference a 100 page manual with instructions like where to put the shipping label. RetailReady replaces the instruction manual with a tablet application.

Carma is building an AI-native platform that transforms fleet operations from tedious, manual work into effortless, automated workflows. We’re the fastest-growing company in fleet management software. Carma already powers some of the largest fleets in the U.S., including Fortune 500 clients, saving operations teams thousands of hours by eliminating busywork and keeping vehicles on the road. Backed by Soma Capital, Y Combinator, founders of Superhuman, and Tier-1 investors, we raised our $5.5M seed and are sprinting toward a Series A in 2026. We’re hiring the top 0.1% of engineers who want real ownership and impact—starting Day 1, you’ll build and ship fast to production for enterprise clients. Fleet operations run in real time, so your work is immediately used in the field and gets real customer feedback in hours, not months.

At Greenboard, we're building the future of financial compliance. Greenboard is the unified, AI-native compliance operating system for RIAs, fintechs, private funds, hedge funds, and more. It replaces the fragmented mix of legacy tools and automates more than previously possible. By centralizing data and workflows, Greenboard helps firms reduce regulatory risk, simplify their technology stack, modernize how they run compliance, and save money. Greenboard's mission is to enable financial institutions to operate their back office teams at a higher standard, with half of the headcount. We’re starting with compliance

Affinity is a compliance training platform designed specifically for regulated industries. We’ve previously built a fintech from inception to a successful exit and are leveraging that experience to solve the learning management needs of regulated tech companies from growth stage to large enterprise banks.

Bretton runs AI-native operations for the financial back office. OCC, Fed and FDIC regulated banks use Bretton to run compliance, risk, fraud operations on one platform, on their own data and policies, with every output traced, cited, and audit-ready. Bretton has pioneered AI use in financial services with its proprietary Trust Infrastructure — a system of model validation, governance and auditability guardrails that enables AI use in key regulated workflows.

SafetyKit's AI agents do the dirty work for big tech and finance companies so humans don't have to. Today companies rely on armies of low-paid outsourced humans to protect their platforms from fraud, harassment, and crime. It’s super important work, but the jobs are difficult and sometimes traumatizing, and it’s impossible to keep up. Our mission is to end this manual toil. We learned this domain first-hand at Stripe and Airbnb, where first we built software for human reviewers, and then built models to replace them. We’re a group of engineers from Stripe, Meta, Netflix, MIT, and Princeton that love language models and unironically love B2B SaaS. We know the economy is going to be rearranged over the next 4 years and we want to be in the driver’s seat. We build vertical AI that works and have some of the world’s largest companies as paying customers. Patreon, Eventbrite, Upwork, Character.ai, Substack, Faire, along with a $10B+ marketplace, a $100B+ payments company, and more rely on SafetyKit in production.

Dili (YC S23) is building the most reliable AI automation for compliance in real-world industries. Across energy, infrastructure, datacenters, advanced manufacturing, and construction, Dili has run prevailing wage, apprenticeship, & other labor compliance to help customers secure over $1 billion in federal funding. Dili is building the AI system of record to help physical industries track compliance, analyze labor and spend, run payroll, and more.

Readily uses AI to free 20 million healthcare professionals from manual compliance work so they can focus on patient care. We've helped $B healthcare organizations cut regulatory analysis, policy drafting, and audit work by up to 90%, reducing consulting spend and compliance risk.

Ekho's end-to-end vehicle commerce platform powers compliant, digital sales of titled vehicles. Our platform handles checkout, financing, titling, registration, signature collection, and taxes—so dealers and OEMs can sell nationwide with a seamless, Tesla-like experience. Dealers use Ekho Dealer as a “dealership-in-a-box” to capture online sales and automate in-store deals without needing large back-office teams, while OEMs use Ekho Access and Omni to extend their reach and unify dealers across sales channels.

Variance builds AI agents for fraud, identity, and investigations for Fortune 500s, Marketplaces, and regulated financial services.

Finic helps fraud teams catch organized fraud earlier, act on it faster, and turn discoveries into lasting defenses. Our AI agent analyzes structured and unstructured data across your systems to proactively surface the fraud that rules and scoring models miss.

We’re building an API for launching credit products. We enable companies to compliantly offer credit by handling the tech stack for origination, underwriting and loan management with just a few lines of code. We have built-in compliance guardrails to ensure that our customers comply with state and federal regulations and assist with licensing requirements and license management.

Numeral is the trusted solution for U.S. sales tax, VAT, and GST compliance, used by 3,000+ global businesses, including Eight Sleep, Supabase, and Brex. Our end-to-end platform keeps our customers compliant wherever they sell, with registrations, filings, calculations, and ongoing compliance support. Numeral’s AI-native solution covers more than 70 countries and tens of thousands of jurisdictions and is built for accuracy and scale.

Invopop helps global companies like SumUp, Fever, and DeepL manage electronic invoicing across more than 25 countries through a single API. In the next five years, over 40 countries—including all EU member states—will require businesses to issue invoices electronically and report them in real-time to tax authorities. Instead of building and maintaining numerous local integrations, global companies can integrate just once with Invopop, streamlining compliance and saving time.

Hadrius allows regulated financial firms of all sizes to consolidate and automate their compliance processes using AI in one platform. Today, we're securing compliance for $3T+ AUM across our clients. We're building the AI that will regulate the US financial system and the trillions that flows through it.

Ballerine is an AI-native risk intelligence platform built for financial institutions, acquirers, and payment providers that need to underwrite and monitor merchants at scale in real time. Instead of relying on fragmented point solutions, Ballerine unifies data from business registries, transaction patterns, sanctions lists, and web intelligence into one composable infrastructure. Its AI Agents continuously analyze these signals to deliver dynamic and explainable risk assessments across the merchant lifecycle. With a modular architecture, teams can automate underwriting, detect emerging risks, and monitor merchant behavior while aligning to their own policies and compliance frameworks. Unlike traditional systems with static models, Ballerine’s AI Agents learn and adapt from live data, uncovering changes in merchant behavior that indicate fraud, laundering, or non-compliance. Already deployed across multiple regions, Ballerine has enabled acquirers and fintechs to accelerate underwriting decisions, reduce manual reviews, and cut false positives, redefining how modern institutions manage merchant risk.

Coris is the AI platform for payments risk and operations. We work with the most ambitious companies around the globe such as GoFundMe, Kajabi, Clio and Cherry to automate merchant onboarding, monitoring, and payment operations. What risk teams only imagined two years ago, Coris is delivering today with our risk platform and AI agents. We’re backed by Y Combinator, Lux Capital, Pathlight Ventures, and other world-class investors — and we’re just getting started !

Oneleet helps companies become secure and compliant through an all-in-one solution that combines automated tools and human expertise. Oneleet has built the second generation of security compliance automation software, providing tools that go beyond what is classically provided for just compliance alone. Tools like a code security scanner, attack-surface management, access reviews and trust portal are all built in. As the most popular, highest rated and most frequently used platform in the YC community, Oneleet has quickly established itself as the preferred and superior alternative to other incumbents. The founder behind Oneleet has spent the past 10+ years helping companies become more secure by performing penetration tests.

Verify your customers globally with a single platform. Get 800+ data points on each business and 100+ data points on each individual and onboard with confidence.

AccessOwl automates employee SaaS account provisioning and permissioning for any tool. IT teams from companies like Zeplin and Sary save 30 minutes on every request. Access management used to be an enterprise problem. With work from home, exploding SaaS usage and the need for SOC2 certifications startups have the same problems as enterprises. Mathias and Philip have built several startups and teams before and experienced the same problems around access management over and over again. Philip was the CEO and Co-Founder of blik, an award winning IoT solution that was used by Volkswagen and BMW. Mathias built the leading private payment infrastructure provider in Germany as well as the first digital car insurance as Co-Founder and CTO. Based on these experiences we decided to build a solution we wish we could have used when building our former companies. AccessOwl can be deployed within minutes instead of weeks by simply installing a Slack application. We save companies that use AccessOwl 30 minutes for every access request, on- and offboarding.