RiskCube

Independent insurance brokerage for startups.

Active

Artificial Intelligence

Independent insurance brokerage for startups.

RiskCube is an independent commercial insurance brokerage for startups and high-growth companies (F24). When you're days from closing an enterprise customer and procurement asks for a Certificate of Insurance (COI), a traditional broker can take weeks — and the deal stalls. RiskCube fixes that: we compare 40+ AM Best-rated U.S. carriers, pair that with licensed human broker review, and bind the right coverage and issue your COI within a day, not weeks. Founders get D&O, Tech E&O, Cyber, General Liability, Product Liability, Key Person Life, and COIs — to pass procurement, satisfy investors, and close deals. RiskCube is an independent broker, not an insurance carrier, built for AI, Space and Defense, and government-contractor startups. Licensed in CA, TX, and DE (expanding nationwide).

Active Founders

Andrei Craciunescu

Founder & CEO

Andrei, Founder & CEO. Previously in Risk & Analytics at WTW (Willis Towers Watson), one of the world's largest insurance brokers. He holds an M.Sc. in Mathematics from LMU Munich and conducted PhD-level research in financial mathematics at the Technical University of Munich (TUM). Licensed insurance broker in CA, TX, and DE. Based in San Francisco.

Andrei Craciunescu

Founder & CEO

Company Launches

RiskCube - AI insurance brokerage for startups

See original launch post

Hey everyone 👋

I’m Andrei - founder of RiskCube

TL;DR

When startups sell to enterprise customers — especially regulated businesses — insurance is often required before the deal can close. Procurement teams ask for proof of top-rated insurance before they sign. Traditional broker take weeks, which can slow down or kill the deal.

RiskCube helps founders get covered fast, with proof of coverage ready within 24 hours.

RiskCube Introduction

Why This Problem Exists

I built RiskCube after watching this happen repeatedly at WTW, one of the world's largest insurance brokers. When a startup tries to get top-rated insurance for something new — AI, data centers in space, defense tech, or space in general — most insurers either say no, take too long, or add exclusions.

Why?

Little claims history for brand-new technology risks
Insurers don't understand the product, so they exclude everything unfamiliar
Big traditional insurance provider with expertise are built for big companies, not a startup closing its first Fortune 500 deal

The result: the wrong coverage, delayed deals, or lost deals entirely.

How It Works

Tell us about your business — a short form so we understand your company, customers, contracts, and risk profile.
We search the market — our AI reviews policies from 40+ rated insurers into a clear side-by-side comparison, and a licensed agent with deep risk expertise checks the coverage before you buy.
Get your COI and close the deal — choose your coverage, receive your Certificate of Insurance, and send proof to your customer or procurement team.

Real Results

One of our first YC customers cut insurance costs by 60%, got higher coverage limits than before, and became enterprise-ready in 4 hours.

About the founder

I'm Andrei, Founder & CEO. Previously in Risk & Analytics at WTW (Willis Towers Watson). Master in Mathematics from LMU Munich and PhD-level research in financial mathematics at TU Munich. Licensed insurance broker. Based in San Francisco.

Investors — want the same service for your portfolio companies? Reach out directly.