{"id":105788,"title":"RiskCube - AI insurance brokerage for startups","tagline":"Top-rated insurance to close enterprise deals \u0026 gov contracts for AI, Space \u0026 Defense startups","body":"Hey everyone[ 👋](https://emojipedia.org/waving-hand)\n\nI’m[ ](https://www.linkedin.com/in/jeilani)[Andrei](https://www.linkedin.com/in/andrei-craciunescu/) - founder of[ ](https://www.brickwiseai.com/)[RiskCube](https://riskcube.com)\n\n# **TL;DR**\n\n**When startups sell to enterprise customers — especially regulated businesses — insurance is often required before the deal can close. Procurement teams ask for proof of top-rated insurance before they sign. Traditional  broker take weeks, which can slow down or kill the deal.**\n\n# **RiskCube helps founders get covered fast, with proof of coverage ready within 24 hours.**\n\n[RiskCube Introduction](https://youtu.be/eW4smKBySzo)\n\n**Why This Problem Exists**\n\nI built RiskCube after watching this happen repeatedly at WTW, one of the world's largest insurance brokers. When a startup tries to get top-rated insurance for something new — AI, data centers in space, defense tech, or space in general — most insurers either say no, take too long, or add exclusions.\n\nWhy?\n\n* Little claims history for brand-new technology risks\n* Insurers don't understand the product, so they exclude everything unfamiliar\n* Big traditional insurance provider with expertise are built for big companies, not a startup closing its first Fortune 500 deal\n\nThe result: the wrong coverage, delayed deals, or lost deals entirely.\n\n**How It Works**\n\n1. **Tell us about your business** — a short form so we understand your company, customers, contracts, and risk profile.\n2. **We search the market** — our AI reviews policies from 40+ rated insurers into a clear side-by-side comparison, and a licensed agent with deep risk expertise checks the coverage before you buy.\n3. **Get your COI and close the deal** — choose your coverage, receive your Certificate of Insurance, and send proof to your customer or procurement team.\n\n**Real Results**\n\nOne of our first YC customers cut insurance costs by 60%, got higher coverage limits than before, and became enterprise-ready in 4 hours.\n\n**About the founder**\n\nI'm Andrei, Founder \u0026amp; CEO. Previously in Risk \u0026amp; Analytics at WTW (Willis Towers Watson). Master in Mathematics from LMU Munich and PhD-level research in financial mathematics at TU Munich. Licensed insurance broker. Based in San Francisco.\n\nInvestors — want the same service for your portfolio companies? Reach out directly.","slug":"RWG-riskcube-ai-insurance-brokerage-for-startups","created_at":"2026-07-14T21:12:20.809Z","updated_at":"2026-07-22T13:24:38.561Z","total_vote_count":3,"url":"https://www.ycombinator.com/launches/RWG-riskcube-ai-insurance-brokerage-for-startups","share_image_url":"//bookface-static.ycombinator.com/assets/ycdc/yc-og-image-c440a0ad1dacfb86eeeb343717479cc54d256614449b4ef719977a0a451f8bc8.png","company":{"id":30055,"name":"RiskCube","slug":"riskcube","url":"https://riskcube.com","logo":"https://bookface-images.s3.amazonaws.com/small_logos/93b1b4fbe4b8807a5770f0fad5c76f3b8685dee9.png","batch":"Fall 2024","industry":"Fintech","tags":["Artificial Intelligence","Fintech","Insurance"],"search_path":"https://bookface.ycombinator.com/company/30055"}}