Crypto / Web3 Startups funded by Y Combinator (YC) 2025

Founded in June of 2012, Coinbase is a digital currency wallet and platform where merchants and consumers can transact with new digital currencies like bitcoin, ethereum, and litecoin. Our vision is to bring more innovation, efficiency, and equality of opportunity to the world by building an open financial system. Our first step on that journey is making digital currency accessible and approachable for everyone. Two principles guide our efforts. First, be the most trusted company in our domain. Second, create user-focused products that are easier and more intuitive to use.

Freeport is the DeFi brokerage for wealth-oriented investors who want safe yields, no fees, and differentiated investment options. Get exposure to curated onchain enterprises, pre-IPO companies, structured credit, and other alternative digital assets.

Get paid in USD or stablecoins, spend with a Visa card, and cash out to Pix instantly - made for Brazilians earning from abroad.

Axiom is the trading platform for decentralized finance and currently offers memecoins, perpetuals, and yield. Since launch we've hit 10M MRR and 5M monthly net profit.

BlindPay is a stablecoin API that enables companies to send and receive money worldwide using fiat money, stablecoins and multiple blockchains. We handle all the complex compliance and regulatory requirements, so companies can focus on their core business.

Charm makes sending money as easy as sending email. Most people juggle multiple payment apps and scattered balances. Charm lets you pay anyone — no matter what app they use — and earns you 5% interest on your balance, automatically.

Blaze (YC S24) is global Venmo for cross border payments. It's a peer to peer payments app that uses USDC to make payments fast and cheap between any two people anywhere in the world. The founders scaled their last startup to $1M in ARR, studied mathematics and engineering at Duke, NYU, and Cornell, and have led teams at Spotify, Artsy, and Bitpanda. They're live in the US and Mexico, available for download on iOS and Android: https://blaze.money

TokenOwl aggregates financial accounts in one place with trustless AI. It lets highly active traders calculate taxes with greater accuracy and generate AI powered insights about their portfolio. Users can execute trades with prompts, build custom dashboards, and query their logs in natural language.

Polar helps remote workers, freelancers, and ship crew manage their USD earnings globally. Using Polar, you can: 1. Get a U.S. bank account in minutes with just your phone and local ID 2. Send money to 120+ countries faster and cheaper than alternatives 3. Earn 2-6% interest on USD savings 4. Invest in gold, Bitcoin, and Ethereum 24/7, starting with $1

Glide lets apps accept crypto deposits from any chain, wallet, or exchange using pre-built wallet funding flows. Users can fund wallets directly — no bridges, no swaps, no repeated KYC.

Theya is the world’s simplest Bitcoin self-custody app for users who find crypto exchanges risky and hardware wallets overwhelming. We are making the self-custody UX seamless with our multi-sig wallet that users can set up using smartphones, giving them the functionality and convenience of centralized exchanges without sacrificing control and security of hardware wallets. We aim to be the default consumer app for Bitcoin - offering products like accumulation, lending, investments and payments - all built on top of our intuitive self-custody platform.

Littio is a neobank focused on solving the currency devaluation problem for Latin Americans. The product offers a Savings Account, a Mastercard debit, and investing options in U.S. dollars to help people avoid the currency risk.

We provide simple, well-documented, and fully compliant payments APIs and interfaces so that any company can instantly start leveraging crypto to offer services like remittances, USD wallets, and investments.

DolarApp lets people in LatAm (currently Mexico, Argentina and Colombia) dollarize their everyday finances. Users can go from peso to dollar USDc (and back) in seconds, save in USDc, send and receive payments in the United States without the hassle, top up their accounts with crypto and pay with an international Mastercard at the best rates. DolarApp was started by 3 ex Revolut guys: Fernando and Alvaro led the 2 largest P&Ls in Revolut (Crypto and Subscriptions), and worked in LatAm as consultants for BCG; Zach led the Crypto and Remittances products at Revolut, and started an identity verification startup using crypto years ago.

Trade memecoins, crypto and send crypto to your friends Download Hype here: https://apps.apple.com/us/app/hype-trade-memes/id6477802830

PrimeVault is the all-in-one digital asset and stablecoin platform for enterprises and financial institutions. Built for modern finance, PrimeVault combines secure wallets, programmable treasury, compliance, and market access in one seamless solution. With robust security and modular infrastructure, PrimeVault empowers institutions to issue, manage, and move digital assets at scale. Discover how we makes digital asset finance simple at primevault.com.

Rio is the premier stablecoin liquidity provider for the LATAM market. We enable access to stablecoins for financial innovators to scale their products.

EthosX is a decentralized finance platform creating end-to-end financial derivatives on blockchains. No centralized exchanges, clearinghouses, depositories, clearing banks, CSD participants etc. required. We are starting with cryptocurrency options first, with the intention to move towards other crypto derivatives and traditional finance derivatives eventually. For example, one can buy a bitcoin hedging token directly from EthosX without involving any exchange or counterparty and earn profits when the bitcoin price is falling (similar to a put option). It is perpetual and is completely on-chain, end-to-end. It is held as a token in wallets and can be sold/transferred to anyone at any time. At institutional level, using EthosX’s options infrastructure two hedge funds can trade high-value on-chain options with each other directly without involving any banks or brokers with zero counterparty risk and zero settlement risk. We are also providing derivatives infrastructure to other crypto companies who want to use these products as a part of a larger package to their customers. Global derivatives ecosystem is broken. Derivatives trading in traditional finance has way too many gatekeepers and intermediaries. Crypto was supposed to be free of these issues and a solution to all of this, but it is itself getting more and more centralized with disastrous consequences. We at EthosX intend to pick the best of both worlds and change the way retail and institutional financial derivatives are traded world over.

Ping enables international contractors and freelancers to have access to a personal Dollar account in the US, a crypto account, and generate invoices to get paid. With Ping, workers make on average 4% more money and get paid the same day.

Blockscope is a Web3 data platform that enables anyone interested in on-chain data to quickly spin up live or historical data pipelines (for blocks, event, transaction, wallets, token, NFTs, etc). Similar to AWS, users have access to variety of managed software services to analyze, interact with or inject captured data into their apps. Our platform is built around the core idea of off-loading the on-chain data that our customers need for their Web3 apps, and reliably storing them for quick access/use. We offer products on top of the core data we index for our customers. Some of these services are contract analytics, wallet profiling, events & transactions database as a service, push notifications, webhooks, and developer tools. Our mission is to enable everyone to easily access and consume on-chain data!

Bitstack is building a new neobank powered by crypto. Bitstack has gone from a simple product that turns your spare change into bitcoin to a bitcoin-native neobank that is bringing a better way to manage all things money, with better money. We believe getting started with Bitcoin should be simple, fun and accessible to everyone. Bitcoin is an unparalleled financial alternative: a radically new way to transact and store value all around the world. It is a new kind of currency that isn't centrally controlled by any business, government or bank and that cannot be debased. Bitcoin will redefine the future of finance, from payments to savings, and wealth preservation. It is the first open and borderless monetary network with a fixed supply of 21 million, making bitcoin the most scarce financial asset ever.

Our AI Agent runs the entire international trade operation: handles customs processes with government agencies and regulators, orchestrates cross-border payments, and provides credit solutions for trade finance. Built by ECSA, a Central Bank–licensed FX bank, the agent allows exporters and importers to move goods and money seamlessly across borders. Today it powers +USD 1b in annual volume across +17.000 transactions, cutting costs and eliminating regulatory friction.

Lyra is a crypto-native virtual card provider that allows users to easily create cards and fund them with cryptocurrency. Create virtual cards directly from your browser through our Chrome extension for all your purchases and subscriptions.

Stackup is transforming how businesses manage their on-chain operations by offering a smart account platform designed to simplify and automate complex blockchain tasks. As the need for seamless, secure, and efficient crypto transactions grows, Stackup provides centralized control over decentralized assets, allowing businesses to take charge of every detail of their operations with ease. Our platform integrates advanced security and adaptive features to eliminate the chaos of traditional crypto wallets, empowering businesses to manage their crypto stack in real-time. Whether you’re orchestrating large-scale transactions or ensuring complete transparency, Stackup’s solution brings order and precision to blockchain management—turning crypto chaos into structured, seamless business flow.

Argument combines zero-knowledge cryptography, formal verification and distributed consensus technologies to build systems for unbreakable, scalable, private, decentralized software.

Bunkyr enables companies to protect their users’ data with a simple, hardware-secured API. When a user forgets their password, applications using Bunkyr can provide them a familiar, robust recovery method to restore access to encrypted data. Zero-Knowledge architectures and end-to-end encryption are the only true safeguards against data breaches, but come with large user-experience burdens and engineering overhead. Bunkyr eliminates these obstacles in a way that is friendly to both developers and users, cost-effective, and extremely fast. Users won’t even know Bunkyr exists, while their data stays protected against both breaches and lost passwords.

A platform for brands and creator to monetize their video entertainment more efficiently, build an engaged community and reward their fans.

With Soon you can invest without the stress of speculating. Our fully automated sweep account attaches to your bank and uses routine spending activity to signal market trades. By investing on a schedule and selling available gains when you spend, Soon automates investing from beginning to end. No investing experience required, no need to time the market, just connect Soon to your spending account and build wealth.

Internet broke physical boundaries in commerce and made it global. It never happened in finance. Almost all financial consumer apps are country specific. Stablecoins are the internet moment for finance industry. Cypher lets an user download an app from anywhere in the world and have a bank account in 5 mins and start transacting with the crypto card. Can instantly send USDC to anywhere in the world.

Technology is a massive enabler for stock market participation. This was the case when the phone, the internet and apps were invented granting access for more people. For 100m Europeans living in countries without the Euro however, there has been no innovation for the past 30 years. High commissions, clunky interface, high minimum amounts and a brand that speaks to the few. We are on a mission to drive financial inclusion by bridging the innovation gap for the overlooked regions of the EU.

Poko enables seamless transfers from local payment rails to web3 infrastructure enabling web3 wallets, marketplaces, games and DApps to acquire more users. With Poko’s SDK, web3 builders can easily enable fiat-to-crypto onramping with 100+ common local payment methods or easily pay for NFTs with local payment methods. Poko's fiat-to-cryptoonramp aggregator reduces onramping costs by up to 70% and increases transaction success rates by up to 5x through a smart routing logic and a single integration to multiple onramps. It's Direct Checkout solution enables one step purchasing from fiat payment rails from any smart contract for 79% higher user conversion. The co-founders’ experience includes being chief strategy officer of a $2.4B coincap protocol, leading technical implementation of Singapore’s central bank’s experiment in cross-border payments on blockchain rails, policy experience as payments task force member at the World Economic Forum, ex-Ethereum Foundation Fellow, and CTO of a 2M+ user play to earn game.

AYC Fund is web3 VC and web3 liquid fund.

UpBanx is Brex for D2C brands and content creators in Indonesia. We help our customers open a high-yield business account, get financing, manage transactions, and launch Web3 projects, all in one place. There are over 700k D2C brands and content creators in Indonesia. If we serve all of them, that is a $14b/year market opportunity. We've raised $5.6m so far from investors like Y Combinator, Alpha JWC, Alto Partners, CreditEase, Oliver Jung and lndonesia's biggest influencer Raffi Ahmad who has over 100m followers on social. We have also raised from 6 other Y Combinator founders. We are open to working with more investors that can bring strategic value to our long-term roadmap.

We are building Flux- Flux is a Mobile App for merchants, freelancers, regular users(P2P) to make and accept payments from their customers anywhere in the world using crypto or fiat. We have built a mobile app that uses the merchants’ phone number, creates a wallet enabling them to receive payments in crypto or fiat without having to go to an exchange or pay expensive fees. Merchants can accept payments in crypto or in fiat. Payments made in Crypto can easily convert into fiat due to the built in fast reconciliation and is made available for spending immediately. Currently the vast majority merchants receive payments in crypto because of two issues (1) Paypal, Venmo, CashApp or Square to not exist in Africa and (2) the local currency fluctuates more than bitcoin due to inflation. But in order for merchants to receive money in crypto and exchange it into fiat they resort to crypto exchange apps and crypto addresses to receive payments which is a very complicated and expensive process. Merchants want to be paid quickly with the lowest amount of fees possible. This is why we are building Flux

We create an affordable way for gamers to start playing crypto games and a secure way for investors to earn yield through NFTs.

Coinrule Catches the Next Market Opportunity on Your Behalf by Automating Your Investments. Coinrule's previous Crowdfunding Video: https://www.youtube.com/watch?v=nnYJ4PnSvnU

Filta is the face filter NFT marketplace being built by veterans from Pixar/Oculus/Facebook. We partner with creators to release limited-edition filters for their fans to use on social media. It turns out: the face filters you see everywhere on Snapchat and Instagram are created by independent artists - not by the platforms. These artists ALMOST NEVER get money for their work - which is insane! Filta fixes this by giving these creators a marketplace and the best filter creation tool anywhere. Interested in working on the future of digital fashion, AR/VR, and web3? Hit us up. We're hiring.

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SpruceID lets users control their data across the web. Instead of people signing into platforms, we imagine platforms should sign into people’s data vaults. We implement this pattern into digital wallet ecosystems for governments, enterprises, and blockchains. We believe that architectures that enable individual autonomy in the digital world are necessary for free societies and dynamic economies to thrive.

Quicknode is an enterprise-grade blockchain development platform that helps teams build and scale high-performance onchain applications. Developers get fast and reliable access to over 80 chains, real-time and historical data, automation tools, and a unified suite of APIs. From startups to global enterprises, teams choose Quicknode for consistent performance, predictable pricing, and a platform built for growth.

Dialect is on a mission to organize the internet’s experiences and make them distributable and actionable everywhere. We’re doing this with blockchain links, or blinks, a new technology that lets businesses unbundle their product experiences from their apps and sites, allowing users to take instant, no-redirect actions wherever they are. This technology is unique to blockchain today, but as the world moves onchain, it will redefine how we interact with the internet—everywhere.

Peg is a global bank account replacement using stablecoins. We make it possible to send money to any email or phone number in the world in seconds. We have taken all the friction out of the current terrible UX with crypto p2p payments and made it better than regular consumer products like Venmo and Square Cash. Unlike those it works across borders and can launch globally due to our non-custodial architecture. Peg was the first self-custodial stablecoin focused wallet, launched early 2020.

Notabene helps businesses perform crypto transactions in a regulatory compliant way. Think of us as the SWIFT network for Crypto. New global regulations for crypto transactions are here and will be enforced over the next year. Businesses now have to follow strict rules similar to banks, or shut down. We provide a SaaS platform that allows businesses to perform due-diligence on their counter-parties and manage the risk of incoming and outgoing transactions.

Bitcoin pioneered unstoppable money, Ethereum the decentralized World Computer. Our goal is to ensure that intelligence follows the same trajectory.

Tienda Dólar is the best way for Latin American people to protect their savings

Coco Wallet is a global money app that lets users send, spend, save, and earn in digital dollars. It combines the simplicity of a neobank like "Revolut" or "Nubank" with the freedom of Web3. Giving anyone instant access to stable, borderless money without relying on banks.

TRM is on a mission to build a safer financial system for billions of people. We deliver a blockchain intelligence data platform to financial institutions, crypto companies, and governments to fight cryptocurrency fraud and financial crime. We consider our business — and our profit — as a way to move towards our mission sustainably and at scale. Join our mission ➔ www.trmlabs.com/careers