Goldbridge

Tl;dr: We can increase a real estate owner’s property values by 20 percent in less than three months. We already have thousands of units on board and just signed a strategic partnership deal with a company that puts us in front of 8M units in Q1.

Hey everyone! We’re Alvin & Greg and we’re the founders of Goldbridge. Alvin’s first YC company, Shef (W19), is a homemade food marketplace that helped change state laws across the country so that people could legally cook and sell food from home. They raised over $100M, scaled Shef nationally, and built it into a Series B company that continues to feed hungry tummies across the country 😋

Now we’re building Goldbridge, the financial operating system for real estate – and we built it from the ground up based on our personal experience owning and operating residential properties.

THE PROBLEM

Over $1 trillion of rent flows through landlords’ bank accounts every year, and nearly 25% of it sits idle in reserves and deposits. In other words, real estate banking is fundamentally broken:

• Traditional banks don’t understand real estate cashflows
• Property management systems don’t handle money movement, treasury, or yield
• Operators juggle multiple bank accounts, spreadsheets, and manual reconciliations
• Billions are lost every year in missed yield, overpayments, and operational inefficiencies

This is one of the largest underserved financial categories in the country.

WHY WE BUILT GOLDBRIDGE

As the son of immigrants, Alvin grew up in a motel and helped his parents manage properties growing up. Now he owns 81 units in the Bay Area, and he’s personally experienced how painful it is to manage property finances once you hit mid-market scale (50+ units).

By modernizing his banking stack, renegotiating contracts, appealing his property tax bills, applying for government rebates, optimizing maintenance spend, and restructuring rent collections, Alvin took his 81-unit portfolio from –3% burn → +36% cashflow in less than 6 months.

We’ve now replicated this for other property owners, and the patterns are universal.

OUR SOLUTION

1. Embedded Banking

Operating accounts, reserve accounts, payments, rent flows, and automated reconciliations across your entire portfolio of properties -- all under one FDIC-backed infrastructure (bank sponsorship to go live in Q1).

2. Automated Savings & Earnings Optimization

Goldbridge automatically surfaces:

• Vendor contract renegotiation opportunities
• Rebate eligibility
• Utility bill errors
• Property-tax reassessment opportunities
• Idle cash yield optimization
• Reserve allocation improvements

Because Goldbridge sits at the banking + transaction layer, we have access to data that is cleaner, richer, and more accurate than most property management-only systems. On top of that, we can actually move money for owners intelligently and safely rather than just highlighting the issues that need to be resolved and throwing the manual work back onto their plates.

WHY NOW

1. A $2.5T Refi Wall Is Coming (2027–2028)

An estimated $2.5 trillion in real estate loans will mature soon, which is making owners desperate to improve their property finances. They will need pristine financials, liquidity discipline, and real-time visibility into how their money moves.

2. LLMs Unlock Automation in a Data-Dense Industry

Needless to say, real estate produces massive amounts of invoices, leases, utility bills, tax docs, contracts, rent rolls, and loan agreements. What previously took days to review and reconcile can now be done in minutes.

TRACTION

We’re moving extremely fast. We already have thousands of units on board and just signed a strategic partnership deal with a company that puts us in front of 8M units in Q1.

FOUNDERS

Alvin Salehi (Co-Founder/CEO)

• 2x YC founder
• Multifamily owner/operator (100+ units)
• Co-founder of Shef (Series B)
• Fmr Senior Tech Advisor @ White House

Greg Rami (Co-Founder/CTO)

• 15+ yrs eng experience with Data/ML/SWE; full stack + mobile native
• Built parallel data processing for physics models @ NIST
• Led engineering teams at high-growth companies

GET IN TOUCH

Goldbridge is building the financial OS for a trillion-dollar vertical. Drop us a line anytime if you’d like to chat – founders@goldbridgebanking.com.