Cryptocurrency Startups funded by Y Combinator (YC) 2026

Capital allocation is becoming a more important part of individual economic life. Finance is moving toward a global, onchain, 24/7 future with thousands of markets trading at once. The asset management industry is built around the scarcity of financial expertise and the cost of organizing people around capital. Institutions cover global markets by employing analysts, researchers, and quants around the clock. AI turns this organizational capacity into software. Instinct is building the harness for this transition. Instinct is a proactive team of agents that searches thousands of markets, investigates opportunities, and operates 24/7. The individual becomes the portfolio manager, Instinct becomes the investment firm operating around them. As institutional advantages become widely accessible, the edge concentrates in each trader’s worldview, judgment, and bets. The first one-person investment firm managing $1 billion will emerge within two years. It will run on Instinct.

Karsa is a stablecoin neobank for over 100M people in emerging markets. We enable people to buy dollar-denominated stablecoins, save money in US bank accounts, and spend anywhere with a Visa card.

Infinia enables fintechs, businesses, and banks to bridge stablecoins with local payment rails in emerging markets. Ianai, the CEO, was part of the founding team at dLocal, where he helped grow the company from $0 to $100M in ARR.

Thera is an AI-native ecosystem of apps to run a modern business: global payroll, treasury, spend management, invoicing/payments. Thera works with hundreds of the world's leading companies like Oceans, 20four7VA, Landed, Zendrop, Oneleet, Codingal and Meru to supercharge their growth. Backed by Y Combinator, Amino Capital, Zillionize, 10x Founder, and many more.

Blockscope is a Web3 data platform that enables anyone interested in on-chain data to quickly spin up live or historical data pipelines (for blocks, event, transaction, wallets, token, NFTs, etc). Similar to AWS, users have access to variety of managed software services to analyze, interact with or inject captured data into their apps. Our platform is built around the core idea of off-loading the on-chain data that our customers need for their Web3 apps, and reliably storing them for quick access/use. We offer products on top of the core data we index for our customers. Some of these services are contract analytics, wallet profiling, events & transactions database as a service, push notifications, webhooks, and developer tools. Our mission is to enable everyone to easily access and consume on-chain data!

We provides two AI trading services - ZenTrade.me is AI trading service for retail traders. - AYC Fund is AI-native crypto hedge fund.

Hapi democratizes investing for consumers in Latin America. We let anyone from Latam easily invest in stocks, ETFs and cryptos in under 5 minutes, with no minimums and no commissions.

Any asset, every chain, in an instant.