{"id":70501,"title":"Homeflow 🏠 - Simplifying insurance for large real estate investors","tagline":"Meet Homeflow, the first digital platform that gives real estate investors a single place to purchase and manage their insurance","body":"**tl;dr:** Homeflow is the first digital platform that gives large real estate investors a single place to purchase and manage insurance for their portfolio. Rather than having policies spread out between multiple agents/brokers, real estate managers can use Homeflow to view their policies, change coverages, and get quotes for upcoming acquisitions.\n\nHi everyone, we’re Perry and Christian, co-founders of Homeflow.\n\n![uploaded image](/media/?type=post\u0026id=70501\u0026key=user_uploads/437987/6f1b3243-2701-4977-80af-bd2a8ae8254b)\n\n### **🤔 Why are we the right ones to work on this?**\n\n[Perry](https://www.linkedin.com/in/perryha95/) was the 5th business hire at Hippo Insurance and was there through the IPO, building and leading the sales operations team. \n\n[Christian](https://www.linkedin.com/in/christianmgreen/) was the youngest staff engineer at Mosaic, a unicorn proptech company, where he led engineering for a new business line that grew to $10M ARR in 6 months. \n\n### **❌ What’s the problem?**\n\n![uploaded image](/media/?type=post\u0026id=70501\u0026key=user_uploads/437987/48a1f68f-5a21-48cc-9fb3-01549b851641)\n\nLarger real estate investors deal with inefficiencies when managing their insurance. For example, one of our partners has 200 units, and their insurance was placed with 5 different brokers across 6 insurance companies (carriers). This occurs because 1) insurance brokers are often state-specific since insurance is regulated and licensed on a state-by-state basis and 2) the insurance carriers that sell 1-4 family unit properties are frequently different from the ones that sell 5+ family unit properties. \n\nAlso, real estate investors with a traditional broker still need to call or email if they want to get an updated policy document or file a claim. As a result, the insurance experience has been highly service-dependent, only as good as the broker. \n\n### **👨🏼‍💻 What have we built?**\n\n![uploaded image](/media/?type=post\u0026id=70501\u0026key=user_uploads/437987/25f86ff3-7933-4817-a28d-95f00690b83e)\n\nHomeflow is the first digital platform that gives real estate investors a single place to purchase and manage insurance for their portfolio. Homeflow’s nationwide footprint and 50+ carriers provide real estate investors with a single platform for all of their insurance needs. Real estate investors can also use Homeflow’s self-service platform to view all policy documents, manage their claims, or request changes to their policy. \n\n![uploaded image](/media/?type=post\u0026id=70501\u0026key=user_uploads/437987/90d4c705-24af-4724-bec9-541202333dad)\n\n### **👋 Asks:**\n\nAre you (or someone you know) a real estate investor looking to simplify and save on your insurance? Feel free to reach out to [founders@homeflow.me](mailto:founders@homeflow.me) or book a [meeting with us here](https://calendly.com/perry-rentr/30min). We would love to connect and hear if we can help you more effectively manage your insurance coverage.","slug":"IL7-homeflow-simplifying-insurance-for-large-real-estate-investors","created_at":"2023-03-23T18:23:37.359Z","updated_at":"2026-05-24T03:10:36.466Z","total_vote_count":99,"url":"https://www.ycombinator.com/launches/IL7-homeflow-simplifying-insurance-for-large-real-estate-investors","share_image_url":"//bookface-static.ycombinator.com/assets/ycdc/yc-og-image-c440a0ad1dacfb86eeeb343717479cc54d256614449b4ef719977a0a451f8bc8.png","company":{"id":27921,"name":"Homeflow","slug":"homeflow","url":"https://www.homeflow.me/","logo":"https://bookface-images.s3.amazonaws.com/small_logos/cfb9cc8d9dd9147ff98523666ebfa64cc90b36a9.png","batch":"Winter 2023","industry":"Real Estate and Construction","tags":["Real Estate","Proptech"],"search_path":"https://bookface.ycombinator.com/company/27921"}}