{"id":65557,"title":"Cardda 💵 ⚡️ - Business payments simplified in Latam","tagline":"Meet Cardda, the simplest way for Latam companies to make their payments","body":"**TL;DR** We're building [Cardda](https://cardda.com?utm_source=yc\u0026utm_medium=post\u0026utm_campaign=launchyc\u0026utm_id=launchyc\u0026utm_content=1), the simplest way for Latam companies to make their payments. We give corporate credit cards, tools for bill payments and automated local transfers.\n\n\u003e Hi everyone! 👋 We are Sebastián and Cristóbal, and would love to tell you about [Cardda](https://cardda.com?utm_source=yc\u0026utm_medium=post\u0026utm_campaign=launchyc\u0026utm_id=launchyc\u0026utm_content=2).\n\u003e\n\u003e # **Problem**\n\n---\n\n---\n\n1. Businesses are wasting a lot of time paying other businesses, it's common to hear questions like: who approved this invoice?, who initiated this payment?, should we pay the supplier this week or next week?\n2. Employee expenses and reimbursements: receipts lost, reconciliation time consuming, visibility on payments weeks after purchases made, no control over what employees can pay and no budgets\n3. Corporate cards are slow to obtain, have poor spending controls and transactions aren't incorporated with company's accounting systems\n\n---\n\n# **Solution**\n\nWe enable companies to **initiate, track and reconcile every payment** they make to other businesses, using the local payments methods accepted by business and showing all the accounts payable in real time through direct integration with each country's invoice system.\n\nAPI and dashboard to **automate mass local payouts.**\n\n![uploaded image](/media/?type=post\u0026id=65557\u0026key=user_uploads/285661/4980c335-7df2-4626-9cd5-20d989706c8b)\n\n**Unlimited physical and virtual corporate credit cards** with granular controls to pay for their expenses, real time visibility in each purchase, set spending controls and option to block merchants.\n\n![uploaded image](/media/?type=post\u0026id=65557\u0026key=user_uploads/285661/0f9e9a56-0656-46dc-87bd-8f89d9cbdc04)\n\n---\n\n# **Ask 🤝**\n\n* If you are wasting time paying your bills, making reimbursements or your corporate cards aren't great, please reach out to us, would be thrilled to help!\n* Intros to companies in any vertical in Latam that are making more than 50 monthly payments\n* Follow us [here](https://cl.linkedin.com/company/cardda)\n\n---\n\n**We would love to talk to you! 🤩, please** [**click here**](https://calendly.com/cardda/15-yc) **for a 15 min chat or reach us at** [**founders@cardda.com**](mailto:founders@cardda.com)","slug":"H3N-cardda-business-payments-simplified-in-latam","created_at":"2022-08-22T22:50:50.141Z","updated_at":"2026-05-24T14:04:47.825Z","total_vote_count":36,"url":"https://www.ycombinator.com/launches/H3N-cardda-business-payments-simplified-in-latam","share_image_url":"//bookface-static.ycombinator.com/assets/ycdc/yc-og-image-c440a0ad1dacfb86eeeb343717479cc54d256614449b4ef719977a0a451f8bc8.png","company":{"id":25593,"name":"Cardda","slug":"cardda","url":"https://cardda.com","logo":"https://bookface-images.s3.amazonaws.com/small_logos/64a0a5dd4f5579a046ac96d45ad1b947731896cf.png","batch":"Winter 2022","industry":"Fintech","tags":["Fintech","SaaS","Payments","B2B","Neobank"],"search_path":"https://bookface.ycombinator.com/company/25593"}}