{"id":65072,"title":"Coverage Cat - Insurance For People Who Don't Believe In Insurance","tagline":"The Best Way to Buy Umbrella/Home/Life/Disability/Auto Insurance","body":"Do you have any of: a net worth over $1million; a house; a car; a high paying job? Then Coverage Cat is the best way to buy insurance. We provide **real quotes**, aggressively comparison shop for you across policy types, and **never sell your data**. The result is thousands of dollars saved and weeks of work and phone calls.\n\n![uploaded image](/media/?type=post\u0026id=65072\u0026key=user_uploads/123258/92e2c8d5-44e3-4cf8-9df6-2ddecf5f19a4)\n\n### Fill out one form and we handle the rest\n\nDon’t waste another minute getting harassed by spam/sales people or figuring out if you bought the right policy. We will shop for you, explain your options, and ensure you get you the best policy for your needs. \n\n* Need umbrella insurance? Shop and learn on our [explainer page!](https://www.coveragecat.com/umbrella-insurance)\n* Need home, car, life, or disability insurance? Visit our [homepage](https://coveragecat.com).\n* Want to learn more about insurance? Check out our [blog](https://www.coveragecat.com/blog).\n* Live in California or Florida and worried about a price jump or non-renewal on your homeowners insurance? See our reviews of carriers that are still underwriting in both states: [Delos \\[CA\\]](https://www.coveragecat.com/review/delos), [Bamboo \\[CA\\]](https://www.coveragecat.com/review/bamboo), [Kin \\[FL\\]](https://www.coveragecat.com/review/kin).\n\n👋 We’re Max \u0026 Gabriel, co-founders of Coverage Cat.\n\n### Opportunity: Insurance - An essential product, often poorly purchased\n\nInsurance is an all-time great financial innovation. It represents a way for people to pool and mitigate significant risks when events have shaken out for the worst. \n\nBut the way insurance is been bought and sold has generated a mismatch between the protection from risk that insurance products SHOULD provide. This forces tens of thousands of people to go bankrupt every year from risks that could be properly insured– Often while overpaying for coverage that doesn't protect them from catastrophic risk.\n\n### Problem: Insurance is complicated\n\nThe web of carriers, brokers, contracts, and claims that ensure your risks are properly handled can be an absolute nightmare for people who just want to feel like the things that are important to them are protected.\n\n### The Solution: A one-step process to find the best insurance\n\nWe collect information on how much you feel comfortable losing, in addition to standard insurance questions. Coverage Cat’s AI and team of specialists then searches across available carriers to find the policies and prices for your needs. If you’re in CA, FL, NY, TX, or WA we’d appreciate the opportunity to save you a bundle!\n\nCheers, Max \u0026 Gabriel 🐱","slug":"GvY-coverage-cat-insurance-for-people-who-don-t-believe-in-insurance","created_at":"2022-08-02T16:06:51.203Z","updated_at":"2026-05-25T01:55:33.430Z","total_vote_count":46,"url":"https://www.ycombinator.com/launches/GvY-coverage-cat-insurance-for-people-who-don-t-believe-in-insurance","share_image_url":"https://www.ycombinator.com/media/?type=post\u0026id=65072\u0026key=user_uploads/123258/92e2c8d5-44e3-4cf8-9df6-2ddecf5f19a4","company":{"id":27260,"name":"Coverage Cat","slug":"coverage-cat","url":"https://www.coveragecat.com/","logo":"https://bookface-images.s3.amazonaws.com/small_logos/9bd0bbec7d523edd1bef0a7fed1c32a4c5e91d07.png","batch":"Summer 2022","industry":"Fintech","tags":["Fintech","Machine Learning","Insurance"],"search_path":"https://bookface.ycombinator.com/company/27260"}}