{"id":64212,"title":"🚀 Patika - Receivable Automation \u0026 Payments for Africa’s SMBs","tagline":"Enabling SMBs in Africa to track customer debt, facilitate the repayments and manage their cash flow","body":"**Patika enables Africa’s SMBs to track customer debt, facilitate the repayments and manage their cash flow**\n\nMy mum runs a small shop and we saw her struggle with this problem. She was spending up to 3 hours a day doing phone call follow ups and reconciliations.\n\n### **Problem**\n\nSMBs in Africa are using pen and paper to record and track customer debt which is ineffective and time consuming. As a result, up to 60% is paid late and they lose as much as $2k a year to non-payments.\n\n![uploaded image](/media/?type=post\u0026id=64212\u0026key=user_uploads/742381/aaeddd2a-247c-4173-bfcf-07ba02343ced)\n\n### **Solution**\n\nWe are automating previously manual processes like debt repayment reminders, billing, payments and reconciliations.\n\n1. A business on Patika adds their customer and the debt amount.\n2. Patika sends automated payment reminders directly via SMS or WhatsApp.\n3. The customer can pay them directly through the payment link they received or if paid in cash, they can record the repayment on the app and issue a receipt.\n\n   ![uploaded image](/media/?type=post\u0026id=64212\u0026key=user_uploads/742381/9aff975c-0730-4a97-9e40-a87d1b2fff2f)\n\n\n### **Want to join us?**\n\n1. You can reach us at [founders@patika.africa](mailto:founders@patika.africa)","slug":"Ghg-patika-receivable-automation-payments-for-africa-s-smbs","created_at":"2022-06-30T05:47:38.319Z","updated_at":"2026-05-25T04:33:10.821Z","total_vote_count":43,"url":"https://www.ycombinator.com/launches/Ghg-patika-receivable-automation-payments-for-africa-s-smbs","share_image_url":"//bookface-static.ycombinator.com/assets/ycdc/yc-og-image-c440a0ad1dacfb86eeeb343717479cc54d256614449b4ef719977a0a451f8bc8.png","company":{"id":27108,"name":"Sanifu","slug":"sanifu","url":"https://sanifu.ai","logo":"https://bookface-images.s3.amazonaws.com/small_logos/dc10943e14517d77a119ecad164eb2d76d6db52b.png","batch":"Summer 2022","industry":"B2B","tags":["SaaS","B2B","Analytics","Data Engineering","AI"],"search_path":"https://bookface.ycombinator.com/company/27108"}}